What is the best way to handle currency and payments in Finland?
Post ByAdequate Travel
Summary
The Finnish financial landscape can seem daunting to the uninitiated. Understanding the best way to handle currency and payments in Finland is key to navigating day-to-day life and taking part in the economy. In this blog, we explore the advantages and disadvantages of the main types of currency, payment methods and financing options available in Finland. Travellers can find valuable travel information for tourists, such as local customs, must-see attractions, and dining recommendations, to make the most of their trip.1. Currency
Finland makes use of the Euro (€) as its official currency. It is advisable to have a certain amount of cash with you for small purchases and emergencies.
Example: When visiting local markets or small shops, it is common to pay in cash. Having some Euros on hand will enable you to make convenient transactions.
2. Debit and Credit Cards
Debit and credit cards are widely accepted in Finland, especially in larger cities and popular tourist spots. Payments can be made using card terminals in stores, restaurants, hotels, and other establishments.
Example: Whether it is a Visa, Mastercard, or other major card providers, using your card for purchases is generally hassle-free and secure. Make sure to inform your bank or credit card company about your travel plans to avoid any potential issues.
3. Mobile Payments
Mobile payment apps have gained popularity in Finland, and it is increasingly common to pay for goods and services using smartphones. The most widely used apps are MobilePay and Pivo, which allow you to send and receive payments effortlessly.
Example: Downloading the MobilePay or Pivo app on your smartphone will enable you to make payments conveniently at various merchants by simply scanning a QR code or entering the recipient's phone number.
4. Bank Transfers
Bank transfers are commonly used for larger transactions or when paying bills. You can initiate a bank transfer either online or by visiting a local bank branch.
Example: If you need to pay for accommodation, rent, or other significant expenses, providing your bank account details to the recipient will allow them to send you a payment electronically.
5. Foreign Currency Exchange
If you need to exchange currency, it is advisable to do so in banks or official exchange offices, called "valuutanvaihto" or "Rahanvaihto." These are readily available in major cities and airports.
Example: Before traveling to Finland, exchange your local currency to Euros at your local bank or reputable currency exchange services to ensure you have cash onhand upon arrival.
In summary, having a mix of cash, debit/credit cards, and mobile payment apps will provide you with various options for handling currency and payments in Finland.Before embarking on your journey to finland, make sure to check the latest travel guidelines and entry requirements to ensure a smooth tripSuggested Questions
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